Financing Your Flight Training


At CTI Professional Flight Training Academy, we are committed to helping you find a way to fly.  While we do not provide direct student loans, we have collected several options for you to consider when financing you flight training.  We continuously search for financial partnership and funding opportunities to assist our students. 

If you are a veteran, please see if you qualify for VA Benefits.  College students enrolled in a two or four year university may be able to apply for student loans or grants through their university.  You may also consider applying for one of the many aviation scholarships available from various organizations.       

Meritize - Get Credit For Your Merit

We have partnered with the Meritize Platform to provide our students with financing options to fund your education. Check your loan options in minutes without impacting your credit score at: Meritize Apply (FL location) Meritize Apply (TN location)

Meritize Lending, LLC, NMLS ID 1661035 (NMLS Consumer Access

Meritize Financial, Inc. NMLS ID 1986399 (NMLS Consumer Access

Terms and Conditions apply. Meritize branded loan products are educational loans issued by Meritize Lending, LLC**. Meritize reserves the right to modify or discontinue products and benefits at any time without notice. To qualify, a borrower must be a U.S. citizen, permanent resident or hold an Employment Authorization Document and meet Meritize’s underwriting requirements. If approved for a loan the actual loan amount, term, payment, and APR amount of loan that a customer qualifies for may vary based on credit determination, state law and other factors. Meritize does not warrant or guarantee any claims made herein, including, but not limited to, gaining admission to a program, concerning the quality or financial strength of any educational institution, securing funding or obtaining employment. Our final loan offer may differ as a result of the school chosen and the associated cost of tuition. Not all schools are eligible for funding. Meritize does not offer educational loans in the following states: IN, ME, ND, NV, SD, VT, WI, WV, WY, PR. All rights reserved.

**For residents of SC, loan is made by Meritize Financial, Inc.

*Variable rates are subject to change.

We Fly - We Florida Financial

We Fly offers a line of credit between $5,000 and $30,000.  Students pull from the line of credit to fund training as they advance.  Repayment terms and interest reates vary based on the applicants credit score.  You may also apply with a co-borrower to improve both your income test and credit score.  If the applicant's credit score is good, this program offers some of the best pilot financing rates and terms available.  Alex Martin-Aviation Program Manager, 954.913.7871,, apply online at

Pilot Finance, Inc. 

Pilot Finance is a private lending institution specializing in financing flight training for private pilots.  They provide a good option for beginners or ad-on certifications, but may not be a good fit for students in the professional pilot program.  Pilot Finance offers a separate loan for each license or rating, and each loan must be paid down by 50% before the next loan is considered.  They do not defer repayment while in training.  Repayment terms range from 18 - 72 months and interest rates vary from 12% to 18%.  1.800.667.0201,,

AOPA Aviation Finance 

AOPA is a large aviation organization that offers financing for its members who have an income.  Repayment terms and interest rates vary based on credit score.  You may also apply with a co-borrower to improve both your income test and credit score.  Loan amounts are as follows:  (credit score 700+) loan amount equal to three times gross monthly income, (650-699) loan amount equal to two times gross monthly income, (600-649) loan amount equal to gross monthly income.  Repayment terms range from 24 - 84 months and interest rates vary from 9.49% to 15.24%.  1.800.872.2672, apply online at

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