How to Finance Your Flight Training

One question prospective students frequently ask is whether we help in financing your flight training at CTI Professional Flight Training. Although we don’t provide direct financing or loans, we have several financing partners who can help. Here’s our quick guide!

When you’re beginning your journey into aviation you’ll have questions about financing. Flight students have a lot of options when it comes to financing their flight training at CTI Professional Flight Training. Here are some of your options. 

We Fly

Ideal for: Students with a strong credit rating

Line of credit: $5,000-$30,000

How it works: We Fly allows students to use credit as they need it as they work their way through flight school. Payment plans and interests rates vary according to credit ratings. If you have a high credit score, We Fly can offer some of the best rates and terms available for pilot financing. 

You can also apply with a co-borrower, which could enhance your income tests and credit score.

Find out more: Get in touch with Alex Martin, the Aviation Program Manager (954-913-7871 /, or apply now.

Pilot Finance, Inc.

Ideal for: Students completing beginner or add-on training

How it works: Pilot Finance, Inc. is a private lending institution specializing in financing for private pilot flight training. It’s a great option for beginner or add-on students. It may not be a good option for students in the commercial pilot program. 

The company will finance your training in stages, and each license or rating requires a separate loan. To apply for the next loan, you’ll need to have paid back at least 50% of your current loan. Pilot Finance does not defer repayment during your training, and repayment terms range from 18 to 72 months. Interest rates range between 12% and 18%. 

Find out more: Write to Pilot Finance, Inc., 20101 Waukegan Road, Suite 101, Bannockburn, Illinois 60015-1836. Or you can phone – 800-667-0201 – or email

AOPA Aviation Finance

Ideal for: Working students who have an income, and are members of AOPA

How it works: Your loan rate is based on your credit score and monthly income. If your credit rating is above 700 and you’re not holding additional debt, your maximum qualifying loan amount is calculated by taking your gross monthly income and tripling it. If your credit rating is good, you may qualify for twice as much as your gross monthly income, and if it’s only fair, you may qualify for the same amount of your gross monthly income. 

Like We Fly, AOPA allows you to apply with a co-borrower, which could improve your income tests and credit score.

Interest rates vary, ranging from 9.49% to 15.24%.

Find out more: Write to AOPA, 421 Aviation Way, Frederick, MD, 21701, or phone 800-872-2672. Or, you can apply now.

At CTI Professional Flight Training, we believe nobody should be held back from learning to fly, and with the help of our partners, financing your flight training is a viable option. So are you ready to apply for your next flight program? We’re ready to welcome you!

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